ExpressCard Capital replaces the bank-transfer wait with a real-time debit card program. Fund cards from your dashboard and your team can spend, withdraw, or pay bills within seconds — no branches, no batch files, no waiting on banking hours.
Issuer statement: This card is issued by Peoples Trust Company under licence from Mastercard® International. / Cette carte est émise par la Compagnie de Fiducie Peoples sous licence de Mastercard® International.
ExpressCard Capital issues branded debit cards that businesses load in real time, so employees and contractors never sit around waiting for banking hours or e-transfer limits. Everything is managed from a single online dashboard, built for finance and HR teams who need payouts to move at the speed of the work.
Whether you’re running weekly payroll for a retail chain or paying out delivery drivers after every shift, the card behaves like any other debit card — while you keep full visibility over how and where it’s used.
Pay shift workers the same day, across every location.
Load per-diems and site pay without a trip to the bank.
Pay out after every shift or run, not just on payday.
Onboard travelling and per-diem staff with a card.
Tell us about your business and how you pay people today. Our team sets up your card program in days, not months, with onboarding support the whole way.
Fund cards instantly from your dashboard — one employee at a time, in bulk uploads, or on a recurring schedule tied to your existing payroll cycle.
Cardholders tap, swipe, or withdraw cash wherever debit is accepted, while you keep a live view of every transaction from the dashboard.
See every card and every transaction from one dashboard, updated in real time.
Works in-store and online across Canada, with cash access at partner ATMs.
Cardholders earn back on everyday spend, credited straight to the card.
Move money out the door in seconds, instead of waiting on bank transfer.
No new banking — we handle issuance, compliance, and support.
Every card and transaction is monitored, with spend limits you control.
ExpressCard Capital works with regulated Canadian card-issuing partners, so every card your business distributes runs on the same compliance and fraud-monitoring standards as a traditional bank-issued debit card.
Talk to our onboarding team and get your card program running this week.
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